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eStatement and eTax Service Agreement and Disclosure

Thank you for your interest in electronic account and/or tax statements from Bank of Marin (“Bank”). These services are available to you at no cost, and will allow you to view your current and past Account and Tax Statements for your eligible accounts on a secure website. As part of the registration process, please read the following Consent and Authorization and indicate your acceptance on the previous page.

Consent and Authorization to Add Online Documents

In this Consent and Authorization, the words “I,” “me” and “my” refer to each person who electronically “signs,” below. The words “User ID and Password” mean the User ID and Password that I entered to access my Online Banking profile and this Consent and Authorization. The word “Account” means each account held at the Bank under this Online Banking profile, including but not limited checking, savings, money market and loan accounts. “Tax Form” provides Consent for eTax forms for all accounts where you are the identified primary account holder.  Consent for eStatement and eTax must be separately provided on the Add Online Documents menu by selecting “Online” for Delivery Method.

I understand that by electing to receive account related documents and communications electronically by way of this consent and authorization, I agree to receive through the Internet, as applicable to my Account, periodic account statements, annual privacy notices, legal notices and all other notices relating to my Account (“Electronic Communications”). I understand that my agreement to receive Electronic Communications from you does not preclude your sending of such communications to me by other means, either in addition to or instead of an Electronic Communication, and that I can discontinue receipt of Electronic Communications in favor of paper communications as noted herein. I understand that that by selecting eTax statements, my annual tax statements will be provided to me electronically only.

Method of Delivery
Electronic Communications may be sent to me by any electronic manner, such as by posting them on the Bank’s Online Banking System, making them accessible through links provided in other Electronic Communications, such as on my eStatement of Account or elsewhere or by e-mail at the primary e-mail address I have provided to the Bank.

I understand that by agreeing to receive Electronic Communications, I am authorizing the Bank to discontinue sending periodic account statements, annual privacy notices, legal notices and all other notices relating to my Account to me in paper form, and that I will be deemed to have received any Electronic Communication on the earlier of (i) the day that the Bank initiates an email containing or referring to the Electronic Communication to the primary e-mail address I have provided to the Bank, or (ii) the day on which I view the Electronic Communication on the Bank’s website. In other words, I understand that once I receive an email or other Electronic Communication referring to an Electronic Communication that must be viewed on or printed from the Bank’s website, I will be deemed to have received the Account statement, privacy, legal or other notice to which the email or other Electronic Communication refers or eTax statement.

Additional Terms Applicable to Electronic Communications and My Agreement to Receive Them
I am an authorized signer of each Account being accessed through this Internet Banking profile. By logging in with my User ID and Password, choosing the delivery methods I would like, clicking the box that says that I have agreed to the terms of the Service Agreement and Disclosure, and clicking the “Submit” button, this constitutes my “electronic signature” for the purpose of this Consent and Authorization. Any electronic transaction similarly conducted with respect to my Account shall be legally binding on all owners on the Accounts, each of whom have authorized me to do so. Any request made pursuant to this Consent and Authorization shall be considered authorized by me on my own behalf and on behalf of all of the other Account owners.

I understand that Electronic Communications furnished to me pursuant to this Consent and Authorization will remain available to me for a limited time. For example, certain Electronic Communications relating to my deposit accounts may not be available through the Bank’s website for more than one year after they are first posted to the website. If I want a permanent copy of an Electronic Communication, I will print a copy of it or will save it to my own computer file system.

My ongoing consent to receive subsequent eStatements is voluntary and may be withdrawn at any time, by notifying the Bank or my selecting the paper delivery method option. I understand that my withdrawal will be effective at the time that the Bank receives and has a reasonable opportunity to act upon it. I understand that it may take one complete statement cycle for this to occur. My consent to receive eTax statements is also voluntary and may separately be withdrawn at any time by notifying the Bank or selecting the paper delivery method.

System Requirements:
In order to receive and retain the Electronic Communications, I confirm that I have a valid email address and a computer equipped as described below. If my email address changes, I will promptly contact the Bank to update my contact information, and I understand that until I do so, Electronic Communications sent to my former email address will remain effective.

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Internet Access:
A broadband connection is required to connect to the Bank’s website and to receive email.

Printer/Hard Drive:
If I have a printer, I understand that may also print a copy of my Electronic Communications at no additional cost by simply clicking the “Print” button in my browser or for documents viewed in Adobe Acrobat format, using the Adobe print feature. And, I understand that I may use a hard disk or removable disk drive to retain a copy of all Electronic Communications.

This Consent and Authorization supplements and modifies the terms and conditions of the Bank’s Deposit Agreement and Disclosure Statement and the Online Banking Agreement and Disclosure which I previously have entered into with the Bank. I understand and agree that if I check the box on the previous page, I will be signifying my agreement to the same extent as would have been the case had I done so with a pen on paper.

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